Real Estate Education

Can I Get Homeowners Insurance If I Have a Pool?

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Video courtesy of Bob DeVito with Commonwealth Insurance Services. Contact Bob at 502-657-0906 or bdevito@commonwealthins.net with any home insurance questions.

View Louisville, KY homes for sale with a pool.

Can I get homeowners insurance if I have a pool?

In short, the answer is most likely yes. However, each situation is different so a discussion with your insurance agent is your best bet. In many cases, your homeowners insurance will cover damages to your pool due to storms, falling trees, etc. Depending on your basic coverage limitations, your insurance agent might suggest increasing your coverage based on the size of the pool and any other accessories such as a deck or slides.

You will also want to take a look at your liability coverage. It will likely be suggested that you extend your coverage with...